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Thanks for your concern Sam.    I am a bit of a stickler for reading terms when it comes to stock images that I use.  So I made sure this one was clear of any copyright, and could be used for commercial purposes.  I don't even sell fan art because it is technically copyright infringement, lol.  So yeah, as far as I can tell from the hours I spent looking and reading, there is no issue with selling this card. 

As to your last example, it is closer to what I am looking for, but not quite there.  I would like the fold of the card to be at the top, opening from the bottom.  The fold would be attached at three points on the picture, the two top "humps" of the heart and the yellow "hump" of the background shape.  I would need the picture to depict this, and as if standing partially opened (like my second image), if that makes sense. 

Thanks for taking the time to do what you did though!