How to get image like this using glass filter..

[helpme]

How to get image like this using glass filter? (pic below) Can someone help me please. I am trying to create photos for an scrapbooking and I want them to look they are under glass.

http://ny-image1.etsy.com/il_430xN.77095289.jpg

 

[helpme]

I can't get the glass feature to have multi glass reflections