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Re: New member with creating custom filter question

Unless you intend to do hundreds or thousands of these, I see little need for a specialized filter, or even a Photoshop action:  Just find or make a copy of the flag (ie, parallel bars of color), store it somewhere convenient, and then when you want to use it, just put it on its own layer above the main image, reduce the opacity to some low-moderate value (eg, 10 - 40%) and you should be fine.   If you want to add a bit of your own unique touch to it, change the layer blend mode to something other than "normal", and re-adjust the opacity.

Another option for you might be to save the flag as a pattern layer effect in your library and apply it from there.

Am I missing something?

Tom M